Personal Finance

Dos and Don’ts of Teaching Children Financial Literacy

Dos and Don’ts of Teaching Children Financial Literacy

Teaching Children Financial Literacy In a world where financial acumen is increasingly essential, guiding our children through the maze of money management is more important than ever. We'll delve into the essential dos and don'ts of teaching children financial literacy, a vital skill that empowers them to make wise financial decisions as they grow. Do's of Financial Literacy for Children Lead by Example in Financial Literacy Children are astute observers, often emulating the financial behaviors they see in adults.…

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How to Build Financial Literacy

How to Build Financial Literacy

Did you know that a recent survey found only 57% of adults in the U.S. are financially literate? Someone with good financial literacy understands where their money is going and how to make it work for them. It's the ability to make smart financial decisions- pay bills, borrow and save responsibly, and invest for the future. These money management skills can be learned at any age. It's never too late - or too early - to start! Disclosure: This…

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Use Habit Stacking to Improve Your Finances

Use Habit Stacking to Improve Your Finances

Everyone has certain daily habits and good habits they’d like to add to their lives. Habit stacking makes it easy to create new behaviors by stacking them with things you already do.  Disclosure: This post may contain affiliate links, which means we may receive a commission if you click a link and purchase something that we have recommended. This commission comes at no additional cost to you, but will help us keep this site up and running and ad-free!…

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What You Need to Know About FAFSA and Other Student Loans

What You Need to Know About FAFSA and Other Student Loans

The Free Application for Federal Student Aid (FAFSA) If you need assistance paying for college, technical, or vocational school, explore federal and other options you may be qualified for. Learn why federal student loans are preferred over private loans and how to fill out the FAFSA. There is a lot out there, so we’ve tried to put the most important information in one place. FAFSA For the current school year, you may file a FAFSA form up until June 30…

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Creating Financial Stability During the Pandemic

Creating Financial Stability During the Pandemic

While parts of the country are reopening and working on recovering economically, personal financial recovery seems much harder for many people. Below are tips for managing student debt and mortgages to help you get back on track. Benefits of Shopping Secondhand Student Loans Assistance Through the CARES act, the principal and interest payment on all federally held student loans was suspended through Sept. 1, 2023. These suspended payments count towards any loan forgiveness programs, provided that all other payments…

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