Personal Finance

11 Ways to Stop Wasting Money

This post may contain affiliate links, which means we may receive a commission if you click a link and purchase something that we have recommended. This commission comes at no additional cost to you, but will help us keep this site up and running and ad-free! Thank you for all the support. You’re under no obligation to purchase anything and should only do so if the product will suit your needs. According to a Bankrate report in 2024, over…

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Financial Planning Basics

Embarking on the journey of financial planning can often feel daunting, especially if you're new to the world of personal finance. Our guide, Financial Planning Basics, is crafted to ease this journey, offering a friendly and clear roadmap to help you navigate the complexities of managing your finances confidently. Whether starting from scratch or looking to enhance your existing financial strategy, this guide is your go-to resource. Disclosure: This post may contain affiliate links, which means we may receive…

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Combating Lifestyle Creep

What is Lifestyle Creep Lifestyle creep happens when income goes up. Things that once were classified as “luxuries” become “necessities.” While this may be okay to a certain extent, it’s also important to make saving for the future a priority. Otherwise, it may derail debt reduction and retirement plans. Examples of Lifestyle Creep Lifestyle creep can take on many forms. The following are some common examples. Think about your own life. What else might you be able to add…

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Tax Compliance for Employers

First, let me be clear that I’m not a CPA. For specific tax advice, you’ll need to speak with an expert. I’m happy to refer you! With that understanding, I do want to help you get organized and be sure you have the proper documentation for your tax situation. This post may contain affiliate links, which means we may receive a commission if you click a link and purchase something that we have recommended. This commission comes at no additional…

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Planning Your Home Maintenance Budget: A Realistic Approach

If you've ever wondered how much to set aside for home maintenance, you'll know that the suggestions are as varied as the sources providing them. It's a complex issue. Save too much, and you might unnecessarily tie up funds that could be used elsewhere. However, save too little, and you could be short on cash when needed. Disclosure: This blog may contain affiliate links, which means we may earn a commission if you click a link and make a…

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