Personal Finance Archives

Combating Lifestyle Creep

Post category:Personal Finance
Post last modified:October 17, 2022

What is Lifestyle Creep Lifestyle creep happens when income goes up. Things that once were classified as “luxuries” become “necessities.” While this may be okay to a certain extent, it’s also important to make saving for the future a priority. Otherwise, it may derail debt reduction and retirement plans. Examples of Lifestyle Creep Lifestyle creep can take on many forms. The following are some common examples. Think about your own life. What else might you be able to add…

Tax Compliance for Employers

Post category:Personal Finance
Post last modified:January 18, 2024

First, let me be clear that I’m not a CPA. For specific tax advice, you’ll need to speak with an expert. I’m happy to refer you! With that understanding, I do want to help you get organized and be sure you have the proper documentation for your tax situation. This post may contain affiliate links, which means we may receive a commission if you click a link and purchase something that we have recommended. This commission comes at no additional…

Planning Your Home Maintenance Budget: A Realistic Approach

Post category:Personal Finance
Post last modified:March 1, 2024

If you've ever wondered how much to set aside for home maintenance, you'll know that the suggestions are as varied as the sources providing them. It's a complex issue. Save too much, and you might unnecessarily tie up funds that could be used elsewhere. However, save too little, and you could be short on cash when needed. Disclosure: This blog may contain affiliate links, which means we may earn a commission if you click a link and make a…

Pay Your Bills on Time, Every Time

Post category:Personal Finance
Post last modified:March 21, 2024

This post may contain affiliate links, which means we may receive a commission if you click a link and purchase something that we have recommended. This commission comes at no additional cost to you, but will help us keep this site up and running and ad-free! Thank you for all the support. You’re under no obligation to purchase anything and should only do so if the product will suit your needs. In 2015, a study conducted by the National Foundation…

What You Need to Know for National Consumer Protection Week

Post category:Personal Finance
Post last modified:December 14, 2023

The Federal Trade Commission (FTC) observes National Consumer Protection Week, the first full week in March. Protecting consumers is hugely important as a fellow consumer, daily money manager, and professional organizer. Many resources are available to consumers to help ensure you're safe from scams, fraud, and other nefarious plots. Federal Trade Commission Alerts Sign up for the FTC's alert emails to receive up-to-date information on the latest scams and get their blog delivered right to your inbox! And because…