Personal Finance

Planning Your Home Maintenance Budget: A Realistic Approach

If you've ever wondered how much to set aside for home maintenance, you'll know that the suggestions are as varied as the sources providing them. It's a complex issue. Save too much, and you might unnecessarily tie up funds that could be used elsewhere. However, save too little, and you could be short on cash when needed. Disclosure: This blog may contain affiliate links, which means we may earn a commission if you click a link and make a…

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Pay Your Bills on Time, Every Time

This post may contain affiliate links, which means we may receive a commission if you click a link and purchase something that we have recommended. This commission comes at no additional cost to you, but will help us keep this site up and running and ad-free! Thank you for all the support. You’re under no obligation to purchase anything and should only do so if the product will suit your needs. In 2015, a study conducted by the National Foundation…

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What You Need to Know for National Consumer Protection Week

The Federal Trade Commission (FTC) observes National Consumer Protection Week, the first full week in March. Protecting consumers is hugely important as a fellow consumer, daily money manager, and professional organizer. Many resources are available to consumers to help ensure you're safe from scams, fraud, and other nefarious plots. Federal Trade Commission Alerts Sign up for the FTC's alert emails to receive up-to-date information on the latest scams and get their blog delivered right to your inbox! And because…

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How to Prevent Online Splurging and Control Your Money Management

These are busy times, and online shopping is convenient. You can price match and shop around numerous stores in minutes compared to the time it takes driving around to brick and mortar shops. With that convenience, we often buy without thinking it through. Here are some tips for reining in that impulse spending. Remove Shopping Apps It’s so easy to grab your phone when you’re bored and start shopping for things you don’t need. You’re better than that! There…

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Our Favorite Free & Reduced Tuition Colleges

With my youngest starting college this year, I’m all too aware of the emotions surrounding making college payments and student debt. While I’m incredibly proud of both of them for all they continue to achieve, my bank account and I have been on better terms. It seems that institutions of higher learning have been paying attention to their alums, students, and parents, though. An increasing number of colleges and universities are offering free or reduced tuition options. The list…

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