For many families, holiday spending represents a large amount of money. In some cases, credit cards get maxed out, and they spend the following year paying for splurging during the holidays. While it feels great to buy the hottest gifts, host parties, and spend money to see your loved ones, it can be accomplished without blowing up your budget. Keep reading for our best tips on budgeting for the holidays. Disclosure: This post may contain affiliate links, which means…
Organizing your finances is more than having a budget. It's having financial goals, a plan, and understanding where the money you earn goes every month. You need to organize your finances if you're ready to get out of the cycle of living paycheck to paycheck and maxing out your credit cards. These steps will help you get started. Disclosure: This post may contain affiliate links, which means we may receive a commission if you click a link and purchase…
With the start of both fall and the school year, many people are still wondering about paying off their student loans, and if they’ll get any of the amounts they owe forgiven. Here’s what you need to know about the student loan forgiveness plan. What loans are being forgiven? Only federal loans are eligible for forgiveness. Private loans, such as from a bank, credit union, or state lending agency, are not eligible. In addition, high-income borrowers are likely ineligible…
You did it! You made it through your degree program and now have your diploma in hand. As you’re about to enter the workforce, it’s time to think about financial planning in a new way. This includes planning for the future and dealing with any student loans. Check out the tips below to help you with financial planning after graduation. Go For Your Dreams Upon graduation, many doors will open for you. To help you decide which ones you…
The need for money is inevitable, just like change. While you may not be able to control all the financial changes, having a plan will enable you to weather them easier. Financial literacy - being empowered to make good financial choices - is something every adult needs. Start with these basics. Disclosure: This post may contain affiliate links, which means we may receive a commission if you click a link and purchase something we have recommended. This commission comes…
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