Budget for Your Needs & Wants
Need Versus Want Hands Depicting Wanting Something Compared With Needing It. Comparison Or Desires And Priorities - 3d Illustration

Budget for Your Needs & Wants

Every budget has both needs and wants. Understanding the difference between the two and how to budget appropriately for each is key to financial freedom. Financial Needs As the name implies, needs are essential expenses for you to be able to live and work. They recur regularly and likely take up a large portion of your paycheck. Some examples include housing, transportation, utilities, food, insurance, etc. Financial Wants On the other hand, wants are expenses that enhance your lifestyle.…

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Rules of Thumb to Manage Your Money

Rules of Thumb to Manage Your Money

Although not hard and fast, rules of thumb can be quite helpful in making decisions and achieving goals. You may have rules of thumb for finding a job or going to the grocery store. How about financial rules of thumb? These will help you manage your money and reach your financial goals. Basics If you’re the type of person who spends money as soon as it comes in, you’ll benefit from this one. Pay yourself first! This means as…

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Budgeting Apps to Simplify Your Life

Budgeting Apps to Simplify Your Life

For many people, budgeting can be tedious and stressful. It seems easier to avoid it – and in the short term, it may be. But you know that long-term you need to have a budget. Thankfully, it's a lot easier to create a budget with the help of some great apps. No more tearing your hair out in front of an Excel spreadsheet – try one of these specialty apps instead. Disclosure: This post may contain affiliate links, which…

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Shop Smarter to Save Money in July

Shop Smarter to Save Money in July

Advertised sales are a great way for stores to pull you in, and for you to save some money on household and clothing purchases, but it’s not the only way. Simply by knowing what to buy when, you can save big on expensive items. In July, you can buy some fabulous things, without breaking the bank. Enjoy the Great Outdoors for Less in July July is the perfect time to buy patio furniture and sporting equipment. Why? Even though…

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