Personal Finance

What You Need to Know for National Consumer Protection Week

What You Need to Know for National Consumer Protection Week

The Federal Trade Commission (FTC) observes National Consumer Protection Week, the first full week in March. Protecting consumers is hugely important as a fellow consumer, daily money manager, and professional organizer. Many resources are available to consumers to help ensure you're safe from scams, fraud, and other nefarious plots. Federal Trade Commission Alerts Sign up for the FTC's alert emails to receive up-to-date information on the latest scams and get their blog delivered right to your inbox! And because…

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How to Prevent Online Splurging and Control Your Money Management

How to Prevent Online Splurging and Control Your Money Management

These are busy times, and online shopping is convenient. You can price match and shop around numerous stores in minutes compared to the time it takes driving around to brick and mortar shops. With that convenience, we often buy without thinking it through. Here are some tips for reining in that impulse spending. Remove Shopping Apps It’s so easy to grab your phone when you’re bored and start shopping for things you don’t need. You’re better than that! There…

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Our Favorite Free & Reduced Tuition Colleges

Our Favorite Free & Reduced Tuition Colleges

With my youngest starting college this year, I’m all too aware of the emotions surrounding making college payments and student debt. While I’m incredibly proud of both of them for all they continue to achieve, my bank account and I have been on better terms. It seems that institutions of higher learning have been paying attention to their alums, students, and parents, though. An increasing number of colleges and universities are offering free or reduced tuition options. The list…

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Mastering Your Budget: Balancing Needs and Wants for Financial Freedom

Mastering Your Budget: Balancing Needs and Wants for Financial Freedom

Navigating the complexities of personal finance begins with a fundamental skill: distinguishing between your needs and wants. This understanding is not just about categorization; it's the cornerstone of achieving financial freedom. We delve into practical strategies for managing these two critical aspects of your budget, helping you pave the way toward a financially secure future. Disclosure: This post may contain affiliate links, which means we may receive a commission if you click a link and purchase something we have…

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5 Things You Can Do to Improve Your Credit Score

5 Things You Can Do to Improve Your Credit Score

As you know, your credit score determines your access to loans for things like cars, homes, and education. Anyone with a score of 800 or higher (20% of consumers) are considered to have excellent credit, while a score between 580-669 is deemed to be fair/poor (18% of consumers) and also called subprime. Scores at 740-799 (25% of consumers) are considered very good and are likely to receive better than average rates from lenders, but don’t worry if you’re not…

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