Feel like you're burning through cash like wildfire? You're not alone. According to a survey by Ladder, the average American spends almost $1500 per month on non-essential items. That's $18,000 per year! The good news is it makes it easy to cut back if you need to get out of debt or focus on saving, all of which are key elements of financial literacy. So check out the ten small changes to start saving money. Disclosure: This post may…
Teaching Children Financial Literacy In a world where financial acumen is increasingly essential, guiding our children through the maze of money management is more important than ever. We'll delve into the essential dos and don'ts of teaching children financial literacy, a vital skill that empowers them to make wise financial decisions as they grow. Do's of Financial Literacy for Children Lead by Example in Financial Literacy Children are astute observers, often emulating the financial behaviors they see in adults.…
Did you know that a recent survey found only 57% of adults in the U.S. are financially literate? Someone with good financial literacy understands where their money is going and how to make it work for them. It's the ability to make smart financial decisions- pay bills, borrow and save responsibly, and invest for the future. These money management skills can be learned at any age. It's never too late - or too early - to start! Disclosure: This…
Everyone has certain daily habits and good habits they’d like to add to their lives. Habit stacking makes it easy to create new behaviors by stacking them with things you already do. Disclosure: This post may contain affiliate links, which means we may receive a commission if you click a link and purchase something that we have recommended. This commission comes at no additional cost to you, but will help us keep this site up and running and ad-free!…
The Free Application for Federal Student Aid (FAFSA) If you need assistance paying for college, technical, or vocational school, explore federal and other options you may be qualified for. Learn why federal student loans are preferred over private loans and how to fill out the FAFSA. There is a lot out there, so we’ve tried to put the most important information in one place. FAFSA For the current school year, you may file a FAFSA form up until June 30…
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