Personal Finance

Organizing Your Finances

Organizing your finances is more than having a budget. It's having financial goals, a plan, and understanding where the money you earn goes every month. You need to organize your finances if you're ready to get out of the cycle of living paycheck to paycheck and maxing out your credit cards. These steps will help you get started. Disclosure: This post may contain affiliate links, which means we may receive a commission if you click a link and purchase…

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What Student Loan Forgiveness Means for You

With the start of both fall and the school year, many people are still wondering about paying off their student loans, and if they’ll get any of the amounts they owe forgiven. Here’s what you need to know about the student loan forgiveness plan.  This blog post was written in 2022. To view updated information about federal student loan forgiveness, click here. What loans are being forgiven? Only federal loans are eligible for forgiveness. Private loans, such as from…

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Financial Planning After Graduation

You did it! You made it through your degree program and now have your diploma in hand. As you’re about to enter the workforce, it’s time to think about financial planning in a new way. This includes planning for the future and dealing with any student loans. Check out the tips below to help you with financial planning after graduation.  Disclosure: This post may contain affiliate links, which means we may receive a commission if you click a link…

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5 Basic Elements of Financial Literacy

The need for money is inevitable, just like change. While you may not be able to control all the financial changes, having a plan will enable you to weather them easier. Financial literacy - being empowered to make good financial choices - is something every adult needs. Start with these basics. Disclosure: This post may contain affiliate links, which means we may receive a commission if you click a link and purchase something we have recommended. This commission comes…

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7 Financial To-Dos This December

As the end of the year approaches, it’s time to ensure your finances are in good order and set yourself up for success in the coming year. These seven financial to-dos should be on your list. Review Your Auto Insurance Coverage Most people stay with the same insurer year after year. Particularly if they combine it with home or other insurances for a promoted discount; however, if you haven’t shopped for auto insurance in the past three years, you…

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