Personal Finance

Our Favorite Free & Reduced Tuition Colleges

Our Favorite Free & Reduced Tuition Colleges

With my youngest starting college this year, I’m all too aware of the emotions surrounding making college payments and student debt. While I’m incredibly proud of both of them for all they continue to achieve, my bank account and I have been on better terms. It seems that institutions of higher learning have been paying attention to their alumni, students, and parents, though. An increasing number of colleges and universities are offering free or reduced tuition options. The list…

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Mastering Your Budget: Balancing Needs and Wants for Financial Freedom

Mastering Your Budget: Balancing Needs and Wants for Financial Freedom

Navigating the complexities of personal finance begins with a fundamental skill: distinguishing between your needs and wants. This understanding is not just about categorization; it's the cornerstone of achieving financial freedom. We delve into practical strategies for managing these two critical aspects of your budget, helping you pave the way toward a financially secure future. Disclosure: This post may contain affiliate links, which means we may receive a commission if you click a link and purchase something we have…

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5 Things You Can Do to Improve Your Credit Score

5 Things You Can Do to Improve Your Credit Score

As you know, your credit score determines your access to loans for things like cars, homes, and education. Anyone with a score of 800 or higher (20% of consumers) are considered to have excellent credit, while a score between 580-669 is deemed to be fair/poor (18% of consumers) and also called subprime. Scores at 740-799 (25% of consumers) are considered very good and are likely to receive better than average rates from lenders, but don’t worry if you’re not…

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Take Control of Your Financial Future

Take Control of Your Financial Future

What are some effective strategies for investing my income? How can I maximize the benefits from my Social Security as I approach retirement? What targets should I set to reach my objectives? Hiring a Daily Money Manager can provide solutions to these questions and streamline the handling of your finances. Continue reading to discover the advantages of enlisting the services of a Daily Money Manager!  It's never too late to start If you have yet to be as diligent…

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13 Ways to Protect Yourself from Identity Theft

13 Ways to Protect Yourself from Identity Theft

Protect Yourself: Effective Steps to Prevent Identity Theft You've heard horror stories about identity theft destroying people's credit or worse. Although such crimes are so common, there are ways to protect yourself—and that doesn't mean hiding your money under the mattress or making all purchases in cash. Try these highly effective steps instead. 1. Protect Your Social Security Number from Identity Theft Do not carry your social security card with you. The only time you should have to show…

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