Organizing Your Finances: Simple Steps That Work Organizing your finances is more than having a budget. It's having financial goals, a plan, and understanding where the money you earn goes every month. You need to organize your finances if you're ready to get out of the cycle of living paycheck to paycheck and maxing out your credit cards. These steps will help you get started. Disclosure: This post may contain affiliate links, which means we may receive a commission…
You did it! You made it through your degree program and now have your diploma in hand. As you’re about to enter the workforce, it’s time to think about financial planning in a new way. This includes planning for the future and dealing with any student loans. Check out the tips below to help you with financial planning after graduation. Disclosure: This post may contain affiliate links, which means we may receive a commission if you click a link…
Life changes. You change jobs, move, get married/divorced, have kids, etc. As a result, your financial plan should change with you. To ensure it does, review it in at least these five situations. At Least Yearly, Ongoing At a minimum, you should review your financial plan yearly. Even if you ignore it during these other suggested times, reviewing it annually means you’ll catch any significant changes that need to be included. This helps ensure the data you’re working with…
Secondhand Wardrobe Day is observed every August 25th. In addition to saving money, buying secondhand clothing saves the Earth's resources. Rather than filling up landfills, secondhand clothing is cheaper, lasts longer, and is already "preshrunk to fit," so you know exactly what you're getting. Another day to observe is April 24th, Fashion Revolution Day, and Fashion Revolution Week, which occurs annually during the week of April 24th, the anniversary of the Bangladesh Rana Plaza disaster. The Rana Plaza complex…
Feel like you're burning through cash like wildfire? You're not alone. Recent financial surveys show the average American spends around $1,500 per month on non-essential items—that's about $18,000 per year! The good news is that this makes it easy to cut back if you need to get out of debt or focus on saving, all of which are key elements of financial literacy. So check out these ten small changes to start saving money. Disclosure: This blog may contain…