As you may have learned during your working days, 80% of results come from just 20% of actions. This concept, known as the Pareto Principle, can save you time, meaning you have more of it to enjoy during your retirement. You may have seen that 20% of customers accounted for 80% of profits in business. Or that 80% of expenses came from only 20% of items purchased. In your personal life, it's possible that you spend 80% of your…
Most people think about identity theft as having a negative impact on their credit score and purchasing ability. That’s certainly true, but it can also adversely affect your retirement. If someone gets your social security number, Medicare account number, or credit card information, they may be able to collect the benefits that are rightfully yours. Disclosure: This post may contain affiliate links, which means we may receive a commission if you click a link and purchase something we have…
What are some effective strategies for investing my income? How can I maximize the benefits from my Social Security as I approach retirement? What targets should I set to reach my objectives? Hiring a Daily Money Manager can provide solutions to these questions and streamline the handling of your finances. Continue reading to discover the advantages of enlisting the services of a Daily Money Manager! It's never too late to start If you have yet to be as diligent…
People should start saving for retirement as soon as they enter the workforce, but the fact is that most people don’t. Truthfully, most Americans don’t think about saving for retirement until their nearly old enough to retire. And those who do try to plan, often don’t consult a financial advisor and have a tough time figuring out how much money they’ll need to live comfortably once they stop working. That’s where the Spend Safely idea comes into play. Spend…
You’ve worked hard your whole life. In the process, you’ve scrimped and saved and kept money aside for the day you can retire. It’s finally here! It's time to retire! You’re excited, but you’re also wondering, “now what?” You had no idea that the process of retiring would be a full-time job all its own. There’s more paperwork involved than you filled out buying your home years ago. You’re a bit overwhelmed and want to skip ahead to the…
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