Money Management

5 Basic Elements of Financial Literacy

The need for money is inevitable, just like change. While you may not be able to control all the financial changes, having a plan will enable you to weather them easier. Financial literacy - being empowered to make good financial choices - is something every adult needs. Start with these basics. Disclosure: This post may contain affiliate links, which means we may receive a commission if you click a link and purchase something we have recommended. This commission comes…

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Consumer Protection for Armed Forces

The demands and sacrifices of the armed forces place unique financial challenges on military members, veterans, and their families. As a result, July has been designated Military Consumer Protection Month. Military Consumer Protection refers to the set of laws, regulations, and initiatives that aim to protect military service members and their families from unfair, deceptive, or abusive practices by businesses and financial institutions. Resources for consumers to help ensure you're safe from scams and fraud. Predatory lenders, fraudulent investment…

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10 Small Changes to Start Saving Money Today

Feel like you're burning through cash like wildfire? You're not alone. According to a survey by Ladder, the average American spends almost $1500 per month on non-essential items. That's $18,000 per year! The good news is it makes it easy to cut back if you need to get out of debt or focus on saving, all of which are key elements of financial literacy. So check out the ten small changes to start saving money. Disclosure: This post may…

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Simple Money Management Skills to Develop Today

Do you make a good salary but still feel like you struggle to find money to pay the bills every month? Or maybe you run out and spend your paycheck the minute it hits your bank account – forgetting that you've already got bills and credit cards to pay. Money management sounds scary, and many people are overwhelmed and don't know where to start. The good news is that with just a few simple skills, you can change how…

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