10 Small Changes to Start Saving Money Today

10 Small Changes to Start Saving Money Today

Feel like you're burning through cash like wildfire? You're not alone. Recent financial surveys show the average American spends around $1,500 per month on non-essential items—that's about $18,000 per year! The good news is that this makes it easy to cut back if you need to get out of debt or focus on saving, all of which are key elements of financial literacy. So check out these ten small changes to start saving money. Disclosure: This blog may contain…

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Go Paperless at Home

Go Paperless at Home

More and more offices are going paperless. You can save trees and time by going paperless at home, too. Here's how! Disclosure: This blog may contain affiliate links, which means we may earn a commission if you click a link and make a purchase (at no additional cost). We only recommend products and services we use and trust. We aim to provide valuable, trustworthy resources that enhance and simplify your life. You can read our full privacy policy here.…

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How to Build Financial Literacy

How to Build Financial Literacy

Did you know that a recent survey found only 57% of adults in the U.S. are financially literate? Someone with good financial literacy understands where their money is going and how to make it work for them. It's the ability to make smart financial decisions- pay bills, borrow and save responsibly, and invest for the future. These money management skills can be learned at any age. It's never too late - or too early - to start! Disclosure: This…

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Use Habit Stacking to Improve Your Finances

Use Habit Stacking to Improve Your Finances

Everyone has certain daily habits and good habits they’d like to add to their lives. Habit stacking makes it easy to create new behaviors by stacking them with things you already do. Disclosure: This blog may contain affiliate links, which means we may earn a commission if you click a link and make a purchase (at no additional cost). We only recommend products and services we use and trust. We aim to provide valuable, trustworthy resources that enhance and…

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Creating Financial Stability During the Pandemic

Creating Financial Stability During the Pandemic

While parts of the country are reopening and working on recovering economically, personal financial recovery seems much harder for many people. Below are tips for managing student debt and mortgages to help you get back on track. Benefits of Shopping Secondhand Student Loans Assistance Through the CARES act, the principal and interest payment on all federally held student loans was suspended through Sept. 1, 2023. These suspended payments count towards any loan forgiveness programs, provided that all other payments…

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