Feel like you're burning through cash like wildfire? You're not alone. According to a survey by Ladder, the average American spends almost $1500 per month on non-essential items. The good news is it makes it easy to cut back if you need to get out of debt or focus on saving, all of which are key elements of financial literacy. So check out the ten small changes to start saving money. Disclosure: This post may contain affiliate links, which…
Everyone has certain daily habits and good habits they’d like to add to their lives. Habit stacking makes it easy to create new behaviors by stacking them with things you already do. Disclosure: This post may contain affiliate links, which means we may receive a commission if you click a link and purchase something that we have recommended. This commission comes at no additional cost to you, but will help us keep this site up and running and ad-free!…
While it’s always a good idea to pay attention to your finances, the global health crisis has prompted many Americans to become even more aware. With high unemployment during this time, Google searches for “online finance courses” are up 200%. What these classes teach is financial literacy. This means the ability to understand and effectively use various financial skills such as personal financial management, budgeting, and investing. When used correctly, these financial literacy skills help people become self-sufficient and…
Organizing your finances and the associated paperwork can be confusing. As a daily money manager, part of my job is to help my clients manage all of it. In this post, I’m sharing some of my best tips. Disclosure: This post may contain affiliate links, which means we may receive a commission if you click a link and purchase something that we have recommended. This commission comes at no additional cost to you. Read our full privacy policy here.…
I'm a huge fan of to-do lists. As a professional organizer, I rely on to-do lists for my tasks as well as for my clients. As a daily money manager, I see first-hand the struggles people have with money and finances. One solution is a financial to-do list. I've put different tasks in different months, but unless they're time-sensitive, feel free to move them around if a different month would make more sense for your life. It's your financial…
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