7 Financial To-Dos This December

As the end of the year approaches, it’s time to ensure your finances are in good order and set yourself up for success in the coming year. These seven financial to-dos should be on your list. Review Your Auto Insurance Coverage Most people stay with the same insurer year after year. Particularly if they combine it with home or other insurances for a promoted discount. However, if you haven’t shopped for auto insurance in the past three years, you…

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How to Build Financial Literacy

Did you know that a recent survey found only 57% of adults in the U.S. are financially literate? Someone with good financial literacy understands where their money is going and how to make it work for them. It's the ability to make smart financial decisions- pay bills, borrow and save responsibly, and invest for the future. These money management skills can be learned at any age. It's never too late - or too early - to start! Disclosure: This…

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5 Things You Can Do to Improve Your Credit Score

As you know, your credit score determines your access to loans for things like cars, homes, and education. Anyone with a score of 800 or higher (20% of consumers) are considered to have excellent credit, while a score between 580-669 is deemed to be fair/poor (18% of consumers) and also called subprime. Scores at 740-799 (25% of consumers) are considered very good and are likely to receive better than average rates from lenders, but don’t worry if you’re not…

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13 Ways to Protect Yourself from Identity Theft

You've heard horror stories about identity theft destroying people's credit, or worse.  Although, sadly, such crimes are so common, there are ways to protect yourself – and that doesn't mean hiding your money under the mattress or making all purchases in cash.  Try these highly effective steps instead. 1.  Protect Your Social Security Number from Identity Theft Do not carry your social security card with you.  The only time you should have to show it is if you're filling…

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