Budget for Your Needs & Wants
Need Versus Want Hands Depicting Wanting Something Compared With Needing It. Comparison Or Desires And Priorities - 3d Illustration

Budget for Your Needs & Wants

Every budget has both needs and wants. Understanding the difference between the two and how to budget appropriately for each is key to financial freedom. Financial Needs As the name implies, needs are essential expenses for you to be able to live and work. They recur regularly and likely take up a large portion of your paycheck. Some examples include housing, transportation, utilities, food, insurance, etc. Financial Wants On the other hand, wants are expenses that enhance your lifestyle.…

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Rules of Thumb to Manage Your Money
Financial statements, expend reports with modern pen, calculator, glasses and US money dollar. Concepts of accounting, audit , tax planning and marketing budget management.

Rules of Thumb to Manage Your Money

Although not hard and fast, rules of thumb can be quite helpful in making decisions and achieving goals. You may have rules of thumb for finding a job or going to the grocery store. How about financial rules of thumb? These will help you manage your money and reach your financial goals. Basics If you’re the type of person who spends money as soon as it comes in, you’ll benefit from this one. Pay yourself first! This means, as…

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