You did it! You made it through your degree program and now have your diploma in hand. As you’re about to enter the workforce, it’s time to think about financial planning in a new way. This includes planning for the future and dealing with any student loans. Check out the tips below to help you with financial planning after graduation. Disclosure: This post may contain affiliate links, which means we may receive a commission if you click a link…
Life changes. You change jobs, move, get married/divorced, have kids, etc. As a result, your financial plan should change with you. To ensure it does, review it in at least these five situations. At Least Yearly, Ongoing At a minimum, you should review your financial plan yearly. Even if you ignore it during these other suggested times, reviewing it annually means you’ll catch any significant changes that need to be included. This helps ensure the data you’re working with…
Secondhand Wardrobe Day is observed every August 25th. In addition to saving money, buying secondhand clothing saves the Earth's resources. Rather than filling up landfills, secondhand clothing is cheaper, lasts longer, and is already "preshrunk to fit," so you know exactly what you're getting. Another day to observe is April 24th, Fashion Revolution Day, and Fashion Revolution Week, which occurs annually during the week of April 24th, the anniversary of the Bangladesh Rana Plaza disaster. The Rana Plaza complex…
Feel like you're burning through cash like wildfire? You're not alone. According to a survey by Ladder, the average American spends almost $1500 per month on non-essential items. That's $18,000 per year! The good news is it makes it easy to cut back if you need to get out of debt or focus on saving, all of which are key elements of financial literacy. So check out the ten small changes to start saving money. Disclosure: This post may…
Did you know that a recent survey found only 57% of adults in the U.S. are financially literate? Someone with good financial literacy understands where their money is going and how to make it work for them. It's the ability to make smart financial decisions- pay bills, borrow and save responsibly, and invest for the future. These money management skills can be learned at any age. It's never too late - or too early - to start! Disclosure: This…
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