Feel like you're burning through cash like wildfire? You're not alone. According to a survey by Ladder, the average American spends almost $1500 per month on non-essential items. That's $18,000 per year! The good news is it makes it easy to cut back if you need to get out of debt or focus on saving, all of which are key elements of financial literacy. So check out the ten small changes to start saving money. Disclosure: This post may…
More and more offices are going paperless. You can save trees and time by going paperless at home, too. Here's how! Disclosure: This blog may contain affiliate links, which means we may earn a commission if you click a link and make a purchase (at no additional cost). We only recommend products and services we use and trust. We aim to provide valuable, trustworthy resources that enhance and simplify your life. You can read our full privacy policy here.…
Did you know that a recent survey found only 57% of adults in the U.S. are financially literate? Someone with good financial literacy understands where their money is going and how to make it work for them. It's the ability to make smart financial decisions- pay bills, borrow and save responsibly, and invest for the future. These money management skills can be learned at any age. It's never too late - or too early - to start! Disclosure: This…
Everyone has certain daily habits and good habits they’d like to add to their lives. Habit stacking makes it easy to create new behaviors by stacking them with things you already do. Disclosure: This post may contain affiliate links, which means we may receive a commission if you click a link and purchase something that we have recommended. This commission comes at no additional cost to you, but will help us keep this site up and running and ad-free!…
While parts of the country are reopening and working on recovering economically, personal financial recovery seems much harder for many people. Below are tips for managing student debt and mortgages to help you get back on track. Benefits of Shopping Secondhand Student Loans Assistance Through the CARES act, the principal and interest payment on all federally held student loans was suspended through Sept. 1, 2023. These suspended payments count towards any loan forgiveness programs, provided that all other payments…
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