Honoring Caregivers This Holiday Season

Family Caregivers are all unique individuals. Some people live with the person they care for 24 hours a day, seven days a week. Other caregivers provide supportive care. The individual whose care they manage may live in their own home or a facility and require assistance from family members.  These caretakers are frequently still employed and may have children at home. They are popularly known as the Sandwich Generation.  Regardless of the sort of family caregiver you are, your…

Continue ReadingHonoring Caregivers This Holiday Season

Retirement Planning and Long-Term Care

Retirement planning requires a lot of educated guessing in terms of how long you’ll live and at what age you’ll stop working. In general, people can expect to live at least 20 years post-retirement at age 65. Lifestyle, family history, and overall health are factors to consider. What hasn’t been factored in until recently, is the cost of any long-term care that might be needed. This is a much harder item to pin down. However, one recent study suggests…

Continue ReadingRetirement Planning and Long-Term Care

Retirement Planning and Long-Term Care

Retirement planning requires a lot of educated guessing in terms of how long you’ll live and at what age you’ll stop working. In general, people can expect to live at least 20 years post-retirement at age 65. Lifestyle, family history, and overall health are factors to consider. What hasn’t been factored in until recently, is the cost of any long-term care that might be needed. This is a much harder item to pin down. However, one recent study suggests…

Continue ReadingRetirement Planning and Long-Term Care

9 Ways to Live Independently Longer

According to a 2018 survey by AARP, ¾ of adults want to remain in their homes as they age, but only 59% believe they’ll be able to do so. If you’re part of both of those groups, these tips will help you live independently, in your own home, longer. Stay Mentally Active Brain stimulating games help preserve mental function. Just like your muscles need a workout, so does your brain. Crosswords puzzles, Sudoku, and similar games are great ways…

Continue Reading9 Ways to Live Independently Longer

Affordable Care Act Myths & Truths

Open enrollment for health insurance through the Affordable Care Act (ACA) begins in November. With the change in power in Washington DC, there’s a fair amount of confusion regarding the enrollment process, eligibility, and pricing. Thankfully for the millions of Americans who don’t receive health insurance through their employer, the ACA was not repealed. Instead, Trump slashed the advertising budget for the open enrollment period by 90%! The administration also halved the budget for trained professionals who assist people…

Continue ReadingAffordable Care Act Myths & Truths