You’ve worked hard your whole life. In the process, you’ve scrimped and saved and kept money aside for the day you can retire. It’s finally here! It's time to retire! You’re excited, but you’re also wondering, “now what?” You had no idea that the process of retiring would be a full-time job all its own. There’s more paperwork involved than you filled out buying your home years ago. You’re a bit overwhelmed and want to skip ahead to the…